Qualifying Event: An event that permits a person to modify their health/dental benefits coverage category. Examples include, but are not limited to, the birth of a child, divorce, marriage, new hire, retirement, involuntary loss of coverage from another source, court decree (as part of a divorce or custody agreement). You will have 30 days from the date of the qualifying event to make a change. If you do not make the change within those first 30 days, you will have to wait until the next Open Enrollment Period.
If no qualified event occurs as described above, the only opportunity to change your health/dental insurance plan is during an Open Enrollment Period. Normally Open Enrollment occurs during early spring with an effective date of July 1.